No bank login. No shame. Just clarity.

A calm budget for real life.

QuietBudget is a manual, private budget tool for people who want to understand where money goes without handing over bank credentials. Create envelopes, add expenses, see what is left, and keep the data on your device.

Free local tool

Build a monthly envelope budget

Everything in this tool stays in your browser. Use it to plan categories, record manual expenses, save snapshots locally, print, or export JSON.

1. Month setup

Live summary

Your budget at a glance

Local only
Income€0
Planned€0
Spent€0
Unassigned€0

Enter your income and create envelopes to begin.

2. Plan

Money envelopes

Category Planned Spent Available Action

3. Track manually

Add an expense

4. Keep a copy

Save, export or print

Your data is stored only in this browser unless you export it.

Privacy first

Budgeting without surveillance.

QuietBudget avoids the most sensitive integration: bank access. The free tool runs locally, uses no analytics, and does not upload your income, categories, or expenses.

No bank connection

Manual entry keeps you in control and makes the tool useful even where bank integrations are unavailable.

No account required

Start a monthly budget immediately. Save locally, print it, or export a file for your own archive.

Small data surface

The optional premium waitlist stores only contact details and plan interest, protected by validation and rate limits.

Optional upgrade

Premium for continuity, not complexity.

The manual budgeting core stays free. A small subscription can add encrypted sync, household budgets, bill reminders and clean reports without forcing bank access.

Early access

Join the QuietBudget premium waitlist

No payment is taken here. We will contact you only about QuietBudget premium access.